After seeing some other peoples problems, reality sets in again that eveyone has problems in some kind of way. They just are presented differently based on that person and where they are at that time in their life.  I am a student, who just wants to graduate but it is hard. I have so many problems financially, but no one would know, because I know these hard times won t be for long. Everyone is struggling these days. I have proof of all my hard times. I have student loans, credit card debt, but not as much as the average person. Car payment, car insurance, rent and I am behind in all except rent. I am so ready to start my career. I am taking 18 hours a semester so I can hurry up and graduate. I have car problems. 800 numbers calling me at least ten times a day because I know what they want if I answer, and regardless of me telling them I don t have, they still will not care. My refund from school is my best income every August and January, but that goes to rent. I try to play the lottery but, why spend money on the ticket when I can barely afford gas, maybe a person who is more fortunate is a better odd than 1 in a million. I don t know if this should be long or short. I just need help. I don t spend money on anything but gas, and grocery food. If, I could receive help what would I do with the money I received.  I would try to pay the rest of my car loan off first, that is must. My credit has been damaged so the credit card debt could wait, I m already in the 500's and I know 5000 credit card debt is not alot compared to other people. If i received more than I needed I would help those doing the same thing I'm doing because I know this is real, and Oprahs big give a way really showed how you can help people in ways you probably couldn t understand. Thank you for anyone who took the time to read this and ponder. I was desperate enough to set up a pay-pal account. Tough times lead to measures like these. Thanks again.